Credit Card Benefits and Features
Features that set your Citibank Credit Card apart.
* Worldwide Acceptance and Recognition
Your Citibank Credit Card is accepted in over 29 million establishments in more than 150 countries.
* High Credit Limit
Your Citibank Credit Card offers higher credit lines than most credit cards, which provides you with flexible purchasing power for your utmost enjoyment.
* Cash Advance
Your Citibank Credit Card allows you to avail of cash advances at over 900,000 ATMs all over the world.
* Supplementary Cards
Up to seven of your relatives and friends can enjoy the same benefits and privileges that your Citibank Credit Card provides. You can even assign spend limits for each card and get a consolidated bill that monitors purchases made through each card.
* Easy Repayment Terms
You may opt to pay in full, the Minimum Amount Due, or any amount in between.
* Citibank PayLite Installment Plan
Choose from 3, 6, 9, 12, 18, or 24 monthly installment plans at low interest, or even enjoy 0% interest with selected promotions.
* Citibank One Bill
Spare yourself from remembering too many due dates and from the hassle of going to different payment centers to pay your bills when you charge your Meralco, PLDT, Globe, Smart and other utility bills to your card. Pay just 1 Bill every month.
* CreditShield PLUS
For a monthly premium charge of only 0.69% of your outstanding balance (including any unbilled installment amount), CreditShield PLUS pays for your entire credit card bill in case of loss of life (due to an accident, illness, or natural causes) or disablement.
* Billings and Payments in Pesos
When using your Citibank Credit Card overseas, you have the advantage of making payments in Pesos.
* Lost or Stolen Card Protection
The Lost Card Protection feature absolves the Cardholder from any financial liability, in case the Card is used to fraudulent purposes from the time the loss is reported to the 24-Hour CitiPhone Banking.
* Free 30-Day Purchase Protection
Purchases charged to your Citibank Credit Card are protected from accidental loss or physical damage within 30 days from the date of purchase.
* Credit Line Increase
As long as you have been a member for over a year and have maintained good credit standing, you may apply for a credit line increase by calling 24-Hour CitiPhone.
* 24-Hour Customer Service
With 24-Hour CitiPhone Banking, you can inquire or transact with us anytime you want. Simply call 995-9999 in Metro Manila, 234-9999 in Cebu, 1-800-10-9959999 Toll-Free from Other Provinces or +63(2)995-9999 from abroad.
* Citibank® Online
You can use Citibank Online for a number of Internet banking services, like checking account balances, transferring funds, enrolling in Citibank Alerts Service, and viewing your Electronic Statements.
* International Services
In recognition of your mobile lifestyle, your Citibank Credit Card provides you with special benefits in the following countries: Australia, Hong Kong, India, Indonesia, Malaysia, Pakistan, Poland, Saudi Arabia, Singapore, Taiwan, Thailand, Turkey, and United Arab Emirates.
o Emergency Cash
Avail of Emergency Cash even if your personal identity documents have been lost. Cash advances up to US$1,000 per day, or its equivalent in local currency, are available through a Citibank branch, or through CIRRUS/PLUS ATMs.
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